About ACA Insurance
The Affordable Care Act (ACA), also known as
Obamacare, is a healthcare reform law that was passed
in the United States in 2010. The ACA provides a variety
of protections and benefits for individuals and families
seeking health insurance coverage.
Under the ACA,
insurance companies are required to cover pre-existing
conditions and offer essential health benefits like
preventative care, prescription drugs, and mental health
services. The law also established healthcare
marketplaces, where individuals and small businesses
can purchase insurance plans and receive financial
assistance based on their income.
The ACA also includes
provisions to expand Medicaid coverage to low-income
individuals and families. While the ACA has faced
controversy and legal challenges, it has provided access
to healthcare for millions of people who were previously
uninsured.